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Quite a lot of you have also been asking about Land Transfer Tax (LTT), and what it means for first time home purchasers. Thanks to Revenue Canada, here is some information for you:
General
Land transfer tax applies to all conveyances of land in Ontario. First-time homebuyers may be eligible for a refund of all or part [...]
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When purchasing a home, you can find yourself in one of the most stressful periods of your life.
To help ease the stress of purchasing a home, I have a few tips you may want to consider following.
1. Lock in Mortgage Rate
When you apply for a mortgage, you will be able to lock in the rate. This [...]
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There is no doubt that many new buyers are considering condominiums as their first home purchase. In some of Canada’s urban areas like Vancouver and Toronto, a condo may be one of the few options for home purchase, particularly if you are a middle income earner who wants to live downtown. Condominiums also offer [...]
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Buying a home is typically one of the biggest investments a person will make in their lifetime. It takes some motivation and a lot of financial planning to be able to afford a home. Currently in Canadian housing markets, a 5% down payment is required for lenders. This, however, may soon change as talks of [...]
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Image: FreeDigitalPhotos.net
There are infinite challenges when you are selling your house or buying a new one, but one of the unexpected challenges can be finding the right real estate to work with. Your real estate agent is the person who opens the world of real estate up for you – the gatekeeper, in a [...]
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Image: graur razvan ionut / FreeDigitalPhotos.net
With the first week of the New Year wrapping up, you might be carefully substituting the burger joint for the salad bar and making those three weekly trips to the gym. But while many of our thoughts turn to sprucing ourselves up in the New Year, it can also [...]
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It’s that most motivated time of year – early enough in January that New Year’s resolutions are still front of mind. And if you’ve made a resolution this year to finally buy or sell property, taking advantage of that motivated feeling to plan your approach can guarantee your success in making your goal a [...]
